A Few Words
Company NMLS: 1969893
We've been helping customers afford the home of their dreams for many years and
we love what we do.
Realize your dream of home ownership.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Using your big bank or your realtor’s buddy without shopping is a lot like staying at the Holiday Inn when you could be staying at the Ritz for less. Wholesale lenders like myself cut out all the overhead and price your loan directly with the nations largest lenders. My lenders finance more homes than big banks
Accurate Record Keeping Is a Key Component to the Success of Your Business.
It’s important to work with someone who takes time to help you understand the mortgage
process. Few financial commitments are more important than buying a home, refinancing a
mortgage, or cashing out your home equity. So I’ll make a commitment to you: I will help you apply,
qualify, and be approved for the ideal mortgage for you.
You shouldn’t be expected to pay for something you don’t need or use. Bank’s massive overhead includes everything from branch offices you seldom use to corporate jets and sky boxes at sporting events you’ll never get invited to. Lets be honest, if you don’t have a six figure deposit relationship, you’ll be lucky to get more than a no service charge checking account. I don’t have that overhead and deal directly with the largest mortgage lenders in the country. I get wholesale pricing because I deliver a loan that’s ready to close with no overhead. Once you have a better understanding of the mortgage industry, you’ll understand why your big bank isn’t usually the best choice.
The vast majority of mortgage loans are government backed. They’re either underwritten thru Fannie Mae or Freddie Mac and their automated underwriting system. It’s not magic. Mortgage Brokers like me and billion dollar banks are both fishing in the same pond. Going with a big bank is like fishing on a party boat with 100 other people. Lines get crossed, everyone’s going after that same fish. I’m the charter boat captain taking you to my favorite spots I’ve learned over decades. You should be getting the absolute best deal you can get. Don’t limit your choices to what one bank offers. I get dozens of emails a day from lenders anxious to get a look at one of my loan prospects.
I spent over 15 years funding residential loans. You can count on my significant experience to handle your mortgage needs with skill and ease. I use the absolute latest technology to make the process quick and easy. All disclosures are done by e-sign as well as automated income and asset verification so you don’t need to spend time digging thru records to find pay stubs, bank statements and tax returns. I am determined to make your mortgage experience as easy as possible. you can count on me!
NATIONWIDE MORTGAGE ADVISORS
DALIA ELBIHERIE Senior Mortgage Broker/ CEO